Call reports 2010
ALBINA COMMUNITY BANK — 2010
What ALBINA COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 189,260,000 | 168,057,000 | 161,183,000 | 144,109,000 |
| Total loans | 145,413,000 | 126,572,000 | 122,663,000 | 115,763,000 |
| Allowance for loan losses | 3,783,000 | 3,104,000 | 3,005,000 | 3,298,000 |
| Securities available for sale | 28,753,000 | 19,228,000 | 17,244,000 | 15,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,065,000 | 146,921,000 | 145,662,000 | 129,828,000 |
| Interest-bearing deposits | 125,639,000 | 117,714,000 | 114,704,000 | 100,114,000 |
| Noninterest-bearing deposits | 29,426,000 | 29,208,000 | 30,957,000 | 29,715,000 |
| Equity capital | 8,578,000 | 7,551,000 | 6,051,000 | 5,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,391,000 | 4,718,000 | 6,805,000 | 8,710,000 |
| Interest expense | 809,000 | 1,506,000 | 2,114,000 | 2,582,000 |
| Net interest income | 1,582,000 | 3,212,000 | 4,691,000 | 6,128,000 |
| Noninterest income | 371,000 | 744,000 | 560,000 | 84,000 |
| Noninterest expense | 1,771,000 | 3,828,000 | 5,587,000 | 7,437,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,850,000 | 3,050,000 |
| Pretax income | -684,000 | -1,542,000 | -3,056,000 | -4,145,000 |
| Income tax | 0 | 15,000 | 15,000 | 15,000 |
| Net income | -684,000 | -1,557,000 | -3,071,000 | -4,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,803,000 | 6,929,000 | 5,415,000 | 4,325,000 |
| Total capital | 9,732,000 | 8,639,000 | 7,033,000 | 5,831,000 |
| Risk-weighted assets | 152,403,000 | 136,094,000 | 128,013,000 | 118,652,000 |