Call reports 2009
ALBINA COMMUNITY BANK — 2009
What ALBINA COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 228,978,000 | 222,898,000 | 216,319,000 | 203,750,000 |
| Total loans | 158,488,000 | 154,910,000 | 151,406,000 | 147,380,000 |
| Allowance for loan losses | 3,133,000 | 3,395,000 | 3,703,000 | 3,921,000 |
| Securities available for sale | 39,887,000 | 47,119,000 | 40,713,000 | 37,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,265,000 | 179,652,000 | 181,116,000 | 166,207,000 |
| Interest-bearing deposits | 160,028,000 | 155,912,000 | 153,558,000 | 137,287,000 |
| Noninterest-bearing deposits | 22,237,000 | 23,740,000 | 27,558,000 | 28,920,000 |
| Equity capital | 15,853,000 | 14,947,000 | 12,985,000 | 9,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,662,000 | 5,367,000 | 8,082,000 | 10,606,000 |
| Interest expense | 1,227,000 | 2,451,000 | 3,544,000 | 4,482,000 |
| Net interest income | 1,435,000 | 2,916,000 | 4,538,000 | 6,124,000 |
| Noninterest income | 364,000 | 717,000 | 1,289,000 | 828,000 |
| Noninterest expense | 1,628,000 | 3,540,000 | 5,903,000 | 7,062,000 |
| Provision for loan losses | 1,845,000 | 4,145,000 | 7,055,000 | 11,054,000 |
| Pretax income | -1,674,000 | -4,052,000 | -6,952,000 | -10,922,000 |
| Income tax | -643,000 | -1,429,000 | -425,000 | -567,000 |
| Net income | -1,031,000 | -2,623,000 | -6,527,000 | -10,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,943,000 | 14,855,000 | 12,321,000 | 8,486,000 |
| Total capital | 18,087,000 | 16,940,000 | 14,333,000 | 10,431,000 |
| Risk-weighted assets | 170,749,000 | 165,406,000 | 159,213,000 | 155,366,000 |