Call reports 2004

ALBINA COMMUNITY BANK — 2004

Name: ALBINA COMMUNITY BANK — FFIEC call report 2004
Creator: ALBINA COMMUNITY BANK

What ALBINA COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/dad586de-4c26-4e4d-8d7c-3db48fddb3cf/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	100,520,000	102,505,000	108,009,000	105,284,000
Total loans	76,841,000	77,091,000	79,265,000	80,552,000
Allowance for loan losses	1,206,000	1,301,000	1,246,000	1,157,000
Securities available for sale	13,329,000	15,239,000	15,106,000	14,793,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	88,868,000	88,733,000	96,226,000	90,308,000
Interest-bearing deposits	78,756,000	78,084,000	81,893,000	78,028,000
Noninterest-bearing deposits	10,112,000	10,649,000	14,333,000	12,280,000
Equity capital	9,701,000	9,642,000	9,686,000	9,641,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,541,000	3,149,000	4,813,000	6,377,000
Interest expense	356,000	696,000	1,055,000	1,409,000
Net interest income	1,185,000	2,453,000	3,758,000	4,968,000
Noninterest income	154,000	482,000	726,000	986,000
Noninterest expense	1,111,000	2,363,000	3,737,000	5,082,000
Provision for loan losses	150,000	255,000	345,000	450,000
Pretax income	215,000	454,000	539,000	575,000
Income tax	75,000	159,000	156,000	159,000
Net income	140,000	295,000	383,000	416,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	9,485,000	9,648,000	9,592,000	9,633,000
Total capital	10,514,000	10,695,000	10,672,000	10,707,000
Risk-weighted assets	82,145,000	83,499,000	86,251,000	85,867,000