Call reports 2002
ALBINA COMMUNITY BANK — 2002
What ALBINA COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 63,304,000 | 71,951,000 | 78,673,000 | 80,006,000 |
| Total loans | 51,085,000 | 58,408,000 | 59,663,000 | 64,078,000 |
| Allowance for loan losses | 955,000 | 977,000 | 1,073,000 | 964,000 |
| Securities available for sale | 2,526,000 | 5,307,000 | 3,757,000 | 6,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,393,000 | 62,884,000 | 68,132,000 | 70,843,000 |
| Interest-bearing deposits | 48,224,000 | 55,168,000 | 59,816,000 | 63,442,000 |
| Noninterest-bearing deposits | 7,169,000 | 7,716,000 | 8,316,000 | 7,401,000 |
| Equity capital | 5,581,000 | 5,858,000 | 6,423,000 | 6,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,181,000 | 2,469,000 | 3,809,000 | 5,184,000 |
| Interest expense | 356,000 | 728,000 | 1,117,000 | 1,583,000 |
| Net interest income | 825,000 | 1,741,000 | 2,692,000 | 3,601,000 |
| Noninterest income | 116,000 | 289,000 | 1,247,000 | 1,381,000 |
| Noninterest expense | 784,000 | 1,465,000 | 2,279,000 | 2,945,000 |
| Provision for loan losses | 20,000 | 40,000 | 150,000 | 290,000 |
| Pretax income | 137,000 | 525,000 | 1,519,000 | 1,754,000 |
| Income tax | 10,000 | 150,000 | 568,000 | 502,000 |
| Net income | 127,000 | 375,000 | 951,000 | 1,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,421,000 | 5,676,000 | 6,259,000 | 6,567,000 |
| Total capital | 6,046,000 | 6,413,000 | 7,011,000 | 7,403,000 |
| Risk-weighted assets | 49,639,000 | 58,726,000 | 59,801,000 | 66,826,000 |