Call reports 2001
ALBINA COMMUNITY BANK — 2001
What ALBINA COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,363,000 | 53,359,000 | 53,118,000 | 59,523,000 |
| Total loans | 36,400,000 | 40,934,000 | 43,840,000 | 48,331,000 |
| Allowance for loan losses | 589,000 | 610,000 | 878,000 | 947,000 |
| Securities available for sale | 2,851,000 | 2,226,000 | 2,186,000 | 2,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,646,000 | 46,939,000 | 46,017,000 | 51,631,000 |
| Interest-bearing deposits | 41,317,000 | 39,148,000 | 39,299,000 | 44,715,000 |
| Noninterest-bearing deposits | 6,329,000 | 7,791,000 | 6,718,000 | 6,916,000 |
| Equity capital | 4,075,000 | 4,783,000 | 5,422,000 | 5,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,196,000 | 3,281,000 | 4,440,000 |
| Interest expense | 500,000 | 973,000 | 1,393,000 | 1,778,000 |
| Net interest income | 606,000 | 1,223,000 | 1,888,000 | 2,662,000 |
| Noninterest income | 82,000 | 148,000 | 967,000 | 1,118,000 |
| Noninterest expense | 509,000 | 1,056,000 | 1,743,000 | 2,346,000 |
| Provision for loan losses | 71,000 | 134,000 | 393,000 | 461,000 |
| Pretax income | 100,000 | 173,000 | 711,000 | 965,000 |
| Income tax | -124,000 | -265,000 | -332,000 | -127,000 |
| Net income | 224,000 | 438,000 | 1,043,000 | 1,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,885,000 | 4,460,000 | 4,824,000 | 5,287,000 |
| Total capital | 4,348,000 | 4,970,000 | 5,362,000 | 5,858,000 |
| Risk-weighted assets | 36,890,000 | 40,723,000 | 42,665,000 | 45,403,000 |