Call reports 2019
NORTHEAST COMMUNITY BANK — 2019
What NORTHEAST COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 922,934,000 | 941,073,000 | 1,031,290,000 | 946,089,000 |
| Total loans | 764,117,000 | 770,949,000 | 763,744,000 | 748,117,000 |
| Allowance for loan losses | 4,344,000 | 4,412,000 | 4,587,000 | 4,593,000 |
| Securities available for sale | 7,000 | 6,000 | 6,000 | 5,000 |
| Securities held to maturity | 5,843,000 | 5,631,000 | 6,508,000 | 9,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 753,033,000 | 783,283,000 | 869,560,000 | 783,236,000 |
| Interest-bearing deposits | 631,430,000 | 634,724,000 | 724,128,000 | 639,158,000 |
| Noninterest-bearing deposits | 121,603,000 | 148,559,000 | 145,432,000 | 144,078,000 |
| Equity capital | 120,068,000 | 123,594,000 | 126,879,000 | 129,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,038,000 | 26,883,000 | 41,048,000 | 54,267,000 |
| Interest expense | 3,208,000 | 6,978,000 | 11,228,000 | 15,255,000 |
| Net interest income | 9,830,000 | 19,905,000 | 29,820,000 | 39,012,000 |
| Noninterest income | 713,000 | 1,296,000 | 1,871,000 | 2,529,000 |
| Noninterest expense | 6,199,000 | 12,419,000 | 18,406,000 | 24,657,000 |
| Provision for loan losses | 178,000 | 245,000 | 739,000 | 739,000 |
| Pretax income | 4,058,000 | 8,559,000 | 12,661,000 | 16,189,000 |
| Income tax | 953,000 | 2,010,000 | 2,972,000 | 3,800,000 |
| Net income | 3,105,000 | 6,549,000 | 9,689,000 | 12,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,762,000 | 120,138,000 | 123,125,000 | 125,815,000 |
| Total capital | 122,106,000 | 124,550,000 | 127,712,000 | 130,408,000 |
| Risk-weighted assets | 899,115,000 | 925,064,000 | 910,134,000 | 895,942,000 |