Call reports 2016
NORTHEAST COMMUNITY BANK — 2016
What NORTHEAST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 642,233,000 | 650,950,000 | 677,701,000 | 724,756,000 |
| Total loans | 525,605,000 | 557,058,000 | 587,449,000 | 623,333,000 |
| Allowance for loan losses | 3,903,000 | 3,854,000 | 3,807,000 | 3,770,000 |
| Securities available for sale | 34,000 | 2,056,000 | 2,062,000 | 3,950,000 |
| Securities held to maturity | 4,879,000 | 4,647,000 | 4,359,000 | 4,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,064,000 | 478,150,000 | 506,891,000 | 549,904,000 |
| Interest-bearing deposits | 404,636,000 | 401,078,000 | 426,242,000 | 458,226,000 |
| Noninterest-bearing deposits | 65,428,000 | 77,072,000 | 80,649,000 | 91,678,000 |
| Equity capital | 92,461,000 | 93,658,000 | 94,663,000 | 96,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,404,000 | 13,293,000 | 20,393,000 | 28,351,000 |
| Interest expense | 1,284,000 | 2,663,000 | 4,128,000 | 5,663,000 |
| Net interest income | 5,120,000 | 10,630,000 | 16,265,000 | 22,688,000 |
| Noninterest income | 523,000 | 1,033,000 | 1,602,000 | 2,126,000 |
| Noninterest expense | 3,925,000 | 7,934,000 | 12,429,000 | 16,859,000 |
| Provision for loan losses | 0 | 0 | 183,000 | 146,000 |
| Pretax income | 1,718,000 | 3,729,000 | 5,255,000 | 7,809,000 |
| Income tax | 647,000 | 1,415,000 | 1,979,000 | 2,977,000 |
| Net income | 1,071,000 | 2,314,000 | 3,276,000 | 4,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,016,000 | 88,980,000 | 89,892,000 | 91,875,000 |
| Total capital | 91,919,000 | 92,834,000 | 93,699,000 | 95,646,000 |
| Risk-weighted assets | 514,647,000 | 574,116,000 | 615,907,000 | 682,979,000 |