Call reports 2015
NORTHEAST COMMUNITY BANK — 2015
What NORTHEAST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 528,068,000 | 528,999,000 | 549,128,000 | 584,131,000 |
| Total loans | 433,342,000 | 449,731,000 | 465,630,000 | 508,174,000 |
| Allowance for loan losses | 3,920,000 | 3,900,000 | 3,890,000 | 3,895,000 |
| Securities available for sale | 38,000 | 37,000 | 36,000 | 35,000 |
| Securities held to maturity | 6,268,000 | 5,785,000 | 5,429,000 | 5,114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,360,000 | 399,930,000 | 410,930,000 | 428,695,000 |
| Interest-bearing deposits | 356,434,000 | 352,325,000 | 364,372,000 | 376,819,000 |
| Noninterest-bearing deposits | 42,926,000 | 47,605,000 | 46,559,000 | 51,876,000 |
| Equity capital | 88,754,000 | 89,543,000 | 90,479,000 | 91,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,165,000 | 10,434,000 | 16,215,000 | 22,122,000 |
| Interest expense | 1,019,000 | 2,083,000 | 3,168,000 | 4,354,000 |
| Net interest income | 4,146,000 | 8,351,000 | 13,047,000 | 17,768,000 |
| Noninterest income | 365,000 | 933,000 | 1,254,000 | 1,751,000 |
| Noninterest expense | 4,114,000 | 7,900,000 | 11,766,000 | 15,716,000 |
| Provision for loan losses | 667,000 | 667,000 | 434,000 | 434,000 |
| Pretax income | -270,000 | 717,000 | 2,101,000 | 3,369,000 |
| Income tax | -95,000 | 157,000 | 659,000 | 1,124,000 |
| Net income | -175,000 | 560,000 | 1,442,000 | 2,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,498,000 | 84,333,000 | 85,647,000 | 86,632,000 |
| Total capital | 87,418,000 | 88,233,000 | 89,537,000 | 90,527,000 |
| Risk-weighted assets | 427,482,000 | 474,237,000 | 487,021,000 | 495,526,000 |