Call reports 2014
NORTHEAST COMMUNITY BANK — 2014
What NORTHEAST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 451,656,000 | 463,719,000 | 490,613,000 | 504,007,000 |
| Total loans | 386,566,000 | 385,972,000 | 418,355,000 | 425,781,000 |
| Allowance for loan losses | 4,205,000 | 3,930,000 | 3,851,000 | 3,816,000 |
| Securities available for sale | 107,000 | 90,000 | 42,000 | 40,000 |
| Securities held to maturity | 7,963,000 | 7,506,000 | 7,004,000 | 6,595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,984,000 | 346,799,000 | 367,553,000 | 377,435,000 |
| Interest-bearing deposits | 309,403,000 | 315,293,000 | 333,414,000 | 336,993,000 |
| Noninterest-bearing deposits | 26,581,000 | 31,506,000 | 34,139,000 | 40,443,000 |
| Equity capital | 87,248,000 | 87,739,000 | 88,191,000 | 88,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,766,000 | 9,631,000 | 14,472,000 | 19,934,000 |
| Interest expense | 899,000 | 1,823,000 | 2,760,000 | 3,761,000 |
| Net interest income | 3,867,000 | 7,808,000 | 11,712,000 | 16,173,000 |
| Noninterest income | 467,000 | 954,000 | 1,404,000 | 1,889,000 |
| Noninterest expense | 4,032,000 | 8,049,000 | 11,817,000 | 15,793,000 |
| Provision for loan losses | 0 | -217,000 | -208,000 | -208,000 |
| Pretax income | 302,000 | 930,000 | 1,507,000 | 2,477,000 |
| Income tax | 69,000 | 263,000 | 443,000 | 784,000 |
| Net income | 233,000 | 667,000 | 1,064,000 | 1,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,780,000 | 82,377,000 | 82,856,000 | 83,756,000 |
| Total capital | 85,985,000 | 86,307,000 | 86,707,000 | 87,572,000 |
| Risk-weighted assets | 361,531,000 | 362,718,000 | 397,547,000 | 383,677,000 |