Call reports 2013
NORTHEAST COMMUNITY BANK — 2013
What NORTHEAST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 414,479,000 | 414,946,000 | 419,382,000 | 447,801,000 |
| Total loans | 348,646,000 | 337,061,000 | 349,513,000 | 371,840,000 |
| Allowance for loan losses | 4,706,000 | 4,205,000 | 4,015,000 | 4,015,000 |
| Securities available for sale | 126,000 | 123,000 | 116,000 | 113,000 |
| Securities held to maturity | 11,069,000 | 10,014,000 | 9,040,000 | 8,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,986,000 | 315,158,000 | 319,878,000 | 332,320,000 |
| Interest-bearing deposits | 291,648,000 | 291,585,000 | 294,183,000 | 296,934,000 |
| Noninterest-bearing deposits | 24,338,000 | 23,573,000 | 25,696,000 | 35,386,000 |
| Equity capital | 85,818,000 | 86,287,000 | 86,748,000 | 86,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,746,000 | 9,508,000 | 13,887,000 | 18,546,000 |
| Interest expense | 912,000 | 1,770,000 | 2,648,000 | 3,524,000 |
| Net interest income | 3,834,000 | 7,738,000 | 11,239,000 | 15,022,000 |
| Noninterest income | 558,000 | 1,023,000 | 1,494,000 | 1,988,000 |
| Noninterest expense | 4,081,000 | 8,356,000 | 12,016,000 | 16,106,000 |
| Provision for loan losses | 60,000 | -363,000 | -554,000 | -554,000 |
| Pretax income | 251,000 | 768,000 | 1,271,000 | 1,458,000 |
| Income tax | 30,000 | 167,000 | 301,000 | 376,000 |
| Net income | 221,000 | 601,000 | 970,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,868,000 | 78,807,000 | 79,292,000 | 79,481,000 |
| Total capital | 81,830,000 | 82,696,000 | 83,307,000 | 83,496,000 |
| Risk-weighted assets | 316,200,000 | 310,037,000 | 326,514,000 | 345,472,000 |