Call reports 2012
NORTHEAST COMMUNITY BANK — 2012
What NORTHEAST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 491,836,000 | 439,467,000 | 434,445,000 | 429,970,000 |
| Total loans | 360,235,000 | 352,553,000 | 347,212,000 | 338,433,000 |
| Allowance for loan losses | 7,086,000 | 3,867,000 | 5,705,000 | 4,646,000 |
| Securities available for sale | 145,000 | 137,000 | 132,000 | 129,000 |
| Securities held to maturity | 15,044,000 | 14,017,000 | 13,059,000 | 11,987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,032,000 | 327,434,000 | 323,837,000 | 321,736,000 |
| Interest-bearing deposits | 360,293,000 | 305,125,000 | 295,702,000 | 295,237,000 |
| Noninterest-bearing deposits | 20,739,000 | 22,308,000 | 28,135,000 | 26,498,000 |
| Equity capital | 88,339,000 | 88,621,000 | 87,572,000 | 85,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,039,000 | 10,140,000 | 15,076,000 | 20,016,000 |
| Interest expense | 1,262,000 | 2,271,000 | 3,130,000 | 4,111,000 |
| Net interest income | 3,777,000 | 7,869,000 | 11,946,000 | 15,905,000 |
| Noninterest income | 528,000 | 1,149,000 | 1,852,000 | 2,584,000 |
| Noninterest expense | 4,028,000 | 8,280,000 | 13,031,000 | 17,766,000 |
| Provision for loan losses | 0 | 117,000 | 2,029,000 | 5,623,000 |
| Pretax income | 277,000 | 621,000 | -1,262,000 | -4,900,000 |
| Income tax | 49,000 | 121,000 | -741,000 | -2,337,000 |
| Net income | 228,000 | 500,000 | -521,000 | -2,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,375,000 | 82,800,000 | 80,857,000 | 77,536,000 |
| Total capital | 87,158,000 | 86,667,000 | 85,418,000 | 81,561,000 |
| Risk-weighted assets | 380,430,000 | 364,297,000 | 362,999,000 | 321,366,000 |