Call reports 2026
AMBOY BANK — 2026
What AMBOY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,872,182,000 | 3,122,546,000 |
| Total loans | 1,990,505,000 | 2,008,043,000 |
| Allowance for loan losses | 33,198,000 | 33,325,000 |
| Securities available for sale | 400,593,000 | 460,076,000 |
| Securities held to maturity | 122,319,000 | 121,118,000 |
| Trading assets | 0 | 0 |
| Total deposits | 2,472,589,000 | 2,714,006,000 |
| Interest-bearing deposits | 2,321,143,000 | 2,572,179,000 |
| Noninterest-bearing deposits | 151,446,000 | 141,827,000 |
| Equity capital | 345,766,000 | 361,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 35,818,000 | 73,501,000 |
| Interest expense | 12,423,000 | 25,461,000 |
| Net interest income | 23,395,000 | 48,040,000 |
| Noninterest income | -825,000 | 9,845,000 |
| Noninterest expense | 9,965,000 | 19,812,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 12,694,000 | 38,157,000 |
| Income tax | 0 | 0 |
| Net income | 12,694,000 | 38,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 348,048,000 | 364,511,000 |
| Total capital | 378,334,000 | 395,435,000 |
| Risk-weighted assets | 2,419,260,000 | 2,470,779,000 |