Call report 2025Q4
AMBOY BANK — 2025Q4
The 22 measures AMBOY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,811,720,000 | USD | evidence → |
| Total loans | 1,935,191,000 | USD | evidence → |
| Allowance for loan losses | 32,091,000 | USD | evidence → |
| Securities available for sale | 392,337,000 | USD | evidence → |
| Securities held to maturity | 133,409,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,410,976,000 | USD | evidence → |
| Interest-bearing deposits | 2,256,363,000 | USD | evidence → |
| Noninterest-bearing deposits | 154,613,000 | USD | evidence → |
| Equity capital | 334,969,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 147,531,000 | USD | evidence → |
| Interest expense | 51,967,000 | USD | evidence → |
| Net interest income | 95,564,000 | USD | evidence → |
| Noninterest income | 24,765,000 | USD | evidence → |
| Noninterest expense | 47,278,000 | USD | evidence → |
| Provision for loan losses | 1,000,000 | USD | evidence → |
| Pretax income | 72,087,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 72,087,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 335,354,000 | USD | evidence → |
| Total capital | 365,036,000 | USD | evidence → |
| Risk-weighted assets | 2,371,409,000 | USD | evidence → |