Call reports 2024
AMBOY BANK — 2024
What AMBOY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,642,308,000 | 2,592,647,000 | 2,736,084,000 | 2,739,481,000 |
| Total loans | 1,788,730,000 | 1,833,207,000 | 1,872,204,000 | 1,928,200,000 |
| Allowance for loan losses | 29,071,000 | 29,265,000 | 29,469,000 | 30,398,000 |
| Securities available for sale | 354,778,000 | 351,043,000 | 300,994,000 | 268,155,000 |
| Securities held to maturity | 181,921,000 | 180,605,000 | 164,220,000 | 157,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,200,651,000 | 2,140,626,000 | 2,229,138,000 | 2,308,214,000 |
| Interest-bearing deposits | 2,066,012,000 | 2,000,475,000 | 2,086,534,000 | 2,153,116,000 |
| Noninterest-bearing deposits | 134,639,000 | 140,151,000 | 142,604,000 | 155,098,000 |
| Equity capital | 342,075,000 | 354,896,000 | 377,574,000 | 313,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 34,469,000 | 69,495,000 | 106,380,000 | 141,646,000 |
| Interest expense | 12,541,000 | 25,273,000 | 38,814,000 | 52,659,000 |
| Net interest income | 21,928,000 | 44,222,000 | 67,566,000 | 88,987,000 |
| Noninterest income | 5,940,000 | 9,952,000 | 16,037,000 | 17,618,000 |
| Noninterest expense | 9,043,000 | 20,081,000 | 31,368,000 | 41,810,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 18,813,000 | 34,076,000 | 52,259,000 | 64,284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,813,000 | 34,076,000 | 52,259,000 | 64,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 348,529,000 | 362,418,000 | 379,244,000 | 319,966,000 |
| Total capital | 376,523,000 | 390,864,000 | 407,854,000 | 349,150,000 |
| Risk-weighted assets | 2,237,687,000 | 2,274,133,000 | 2,287,208,000 | 2,332,770,000 |