Call reports 2023
AMBOY BANK — 2023
What AMBOY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,633,528,000 | 2,574,719,000 | 2,680,539,000 | 2,638,667,000 |
| Total loans | 1,644,884,000 | 1,672,570,000 | 1,713,146,000 | 1,748,797,000 |
| Allowance for loan losses | 28,458,000 | 28,563,000 | 28,653,000 | 28,857,000 |
| Securities available for sale | 583,672,000 | 486,025,000 | 392,559,000 | 372,421,000 |
| Securities held to maturity | 191,096,000 | 190,049,000 | 188,727,000 | 187,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,199,667,000 | 2,172,457,000 | 2,250,711,000 | 2,197,742,000 |
| Interest-bearing deposits | 2,039,059,000 | 2,030,202,000 | 2,115,348,000 | 2,065,316,000 |
| Noninterest-bearing deposits | 160,608,000 | 142,255,000 | 135,363,000 | 132,426,000 |
| Equity capital | 308,820,000 | 303,573,000 | 310,510,000 | 331,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 29,199,000 | 60,130,000 | 92,650,000 | 126,882,000 |
| Interest expense | 6,975,000 | 16,240,000 | 27,332,000 | 39,295,000 |
| Net interest income | 22,224,000 | 43,890,000 | 65,318,000 | 87,587,000 |
| Noninterest income | 5,338,000 | 10,377,000 | 10,403,000 | 18,391,000 |
| Noninterest expense | 8,966,000 | 18,510,000 | 27,839,000 | 43,623,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,614,000 | 35,757,000 | 47,847,000 | 62,370,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,614,000 | 35,757,000 | 47,847,000 | 62,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 314,223,000 | 312,141,000 | 322,912,000 | 336,078,000 |
| Total capital | 340,594,000 | 338,931,000 | 350,418,000 | 363,677,000 |
| Risk-weighted assets | 2,106,887,000 | 2,140,723,000 | 2,198,624,000 | 2,205,892,000 |