Call reports 2022
AMBOY BANK — 2022
What AMBOY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,827,170,000 | 2,811,237,000 | 2,750,970,000 | 2,683,706,000 |
| Total loans | 1,539,171,000 | 1,558,232,000 | 1,595,757,000 | 1,596,553,000 |
| Allowance for loan losses | 32,001,000 | 33,183,000 | 33,409,000 | 27,996,000 |
| Securities available for sale | 568,544,000 | 642,622,000 | 721,149,000 | 690,514,000 |
| Securities held to maturity | 0 | 89,867,000 | 193,230,000 | 192,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,483,805,000 | 2,473,914,000 | 2,393,590,000 | 2,341,215,000 |
| Interest-bearing deposits | 2,294,923,000 | 2,317,554,000 | 2,215,001,000 | 2,161,606,000 |
| Noninterest-bearing deposits | 188,882,000 | 156,360,000 | 178,589,000 | 179,609,000 |
| Equity capital | 300,741,000 | 290,650,000 | 297,793,000 | 307,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 18,311,000 | 38,377,000 | 64,497,000 | 93,361,000 |
| Interest expense | 1,358,000 | 2,694,000 | 5,721,000 | 10,574,000 |
| Net interest income | 16,953,000 | 35,683,000 | 58,776,000 | 82,787,000 |
| Noninterest income | 1,008,000 | -5,632,000 | -5,714,000 | -628,000 |
| Noninterest expense | 9,130,000 | 19,487,000 | 28,987,000 | 36,852,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,773,000 | 10,465,000 | 23,906,000 | 45,162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,773,000 | 10,465,000 | 23,906,000 | 45,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 303,240,000 | 296,501,000 | 308,338,000 | 316,740,000 |
| Total capital | 327,283,000 | 321,411,000 | 334,204,000 | 342,535,000 |
| Risk-weighted assets | 1,914,774,000 | 1,983,825,000 | 2,061,038,000 | 2,060,625,000 |