Call reports 2021
AMBOY BANK — 2021
What AMBOY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,656,388,000 | 2,621,174,000 | 2,730,897,000 | 2,888,931,000 |
| Total loans | 1,695,409,000 | 1,643,543,000 | 1,588,085,000 | 1,572,342,000 |
| Allowance for loan losses | 31,217,000 | 31,225,000 | 31,283,000 | 31,649,000 |
| Securities available for sale | 318,015,000 | 293,423,000 | 342,907,000 | 496,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,239,828,000 | 2,203,724,000 | 2,303,633,000 | 2,542,338,000 |
| Interest-bearing deposits | 2,020,709,000 | 2,037,040,000 | 2,151,184,000 | 2,348,908,000 |
| Noninterest-bearing deposits | 219,119,000 | 166,684,000 | 152,449,000 | 193,430,000 |
| Equity capital | 369,277,000 | 372,834,000 | 372,031,000 | 297,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 19,663,000 | 39,599,000 | 58,833,000 | 78,662,000 |
| Interest expense | 1,560,000 | 2,902,000 | 4,183,000 | 5,463,000 |
| Net interest income | 18,103,000 | 36,697,000 | 54,650,000 | 73,199,000 |
| Noninterest income | 3,335,000 | 10,315,000 | 17,303,000 | 25,099,000 |
| Noninterest expense | 8,675,000 | 18,032,000 | 27,134,000 | 41,056,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,740,000 | 28,961,000 | 44,794,000 | 57,205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,740,000 | 28,961,000 | 44,794,000 | 57,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 365,849,000 | 369,477,000 | 369,322,000 | 295,852,000 |
| Total capital | 391,533,000 | 394,726,000 | 394,139,000 | 321,165,000 |
| Risk-weighted assets | 2,048,475,000 | 2,013,195,000 | 1,978,178,000 | 2,017,989,000 |