Call reports 2018
AMBOY BANK — 2018
What AMBOY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,333,794,000 | 2,328,991,000 | 2,349,426,000 | 2,308,821,000 |
| Total loans | 1,760,016,000 | 1,761,246,000 | 1,711,976,000 | 1,694,360,000 |
| Allowance for loan losses | 30,268,000 | 32,178,000 | 32,871,000 | 32,206,000 |
| Securities available for sale | 258,024,000 | 344,470,000 | 358,979,000 | 370,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,950,001,000 | 1,939,999,000 | 1,947,084,000 | 1,918,435,000 |
| Interest-bearing deposits | 1,854,791,000 | 1,843,126,000 | 1,830,969,000 | 1,821,755,000 |
| Noninterest-bearing deposits | 95,210,000 | 96,873,000 | 116,115,000 | 96,680,000 |
| Equity capital | 354,602,000 | 361,232,000 | 361,543,000 | 352,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 22,679,000 | 45,325,000 | 69,406,000 | 93,284,000 |
| Interest expense | 3,412,000 | 7,041,000 | 11,193,000 | 16,236,000 |
| Net interest income | 19,267,000 | 38,284,000 | 58,213,000 | 77,048,000 |
| Noninterest income | 2,841,000 | 6,449,000 | 11,940,000 | 8,045,000 |
| Noninterest expense | 11,741,000 | 22,379,000 | 34,298,000 | 46,276,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,349,000 | 22,329,000 | 35,817,000 | 38,791,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,349,000 | 22,329,000 | 35,817,000 | 38,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 356,751,000 | 362,215,000 | 363,557,000 | 353,047,000 |
| Total capital | 383,151,000 | 389,001,000 | 386,668,000 | 372,560,000 |
| Risk-weighted assets | 2,107,361,000 | 2,136,744,000 | 2,082,196,000 | 2,055,141,000 |