Call reports 2017
AMBOY BANK — 2017
What AMBOY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,466,241,000 | 2,444,092,000 | 2,494,176,000 | 2,474,877,000 |
| Total loans | 1,862,198,000 | 1,883,535,000 | 1,842,173,000 | 1,809,248,000 |
| Allowance for loan losses | 29,336,000 | 28,327,000 | 28,248,000 | 30,011,000 |
| Securities available for sale | 53,956,000 | 41,726,000 | 267,490,000 | 261,805,000 |
| Securities held to maturity | 309,778,000 | 297,157,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,819,155,000 | 1,865,226,000 | 1,957,058,000 | 2,043,259,000 |
| Interest-bearing deposits | 1,733,709,000 | 1,779,781,000 | 1,882,596,000 | 1,953,369,000 |
| Noninterest-bearing deposits | 85,446,000 | 85,445,000 | 74,462,000 | 89,890,000 |
| Equity capital | 326,055,000 | 328,843,000 | 376,926,000 | 349,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 23,558,000 | 47,628,000 | 71,705,000 | 94,786,000 |
| Interest expense | 3,739,000 | 7,695,000 | 11,714,000 | 15,402,000 |
| Net interest income | 19,819,000 | 39,933,000 | 59,991,000 | 79,384,000 |
| Noninterest income | 3,517,000 | 6,472,000 | 10,309,000 | 14,560,000 |
| Noninterest expense | 9,922,000 | 23,082,000 | 35,825,000 | 47,600,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,600,000 |
| Pretax income | 13,414,000 | 22,457,000 | 28,136,000 | 38,407,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,414,000 | 22,457,000 | 28,136,000 | 38,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 340,543,000 | 341,240,000 | 375,519,000 | 349,759,000 |
| Total capital | 371,234,000 | 370,927,000 | 403,538,000 | 377,414,000 |
| Risk-weighted assets | 2,649,740,000 | 2,648,112,000 | 2,239,528,000 | 2,208,718,000 |