Call reports 2011
AMBOY BANK — 2011
What AMBOY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,306,966,000 | 2,328,198,000 | 2,311,079,000 | 2,301,019,000 |
| Total loans | 1,548,079,000 | 1,519,301,000 | 1,490,779,000 | 1,420,493,000 |
| Allowance for loan losses | 53,368,000 | 49,302,000 | 58,635,000 | 60,617,000 |
| Securities available for sale | 173,647,000 | 102,593,000 | 101,517,000 | 168,640,000 |
| Securities held to maturity | 285,756,000 | 329,116,000 | 382,981,000 | 325,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,714,628,000 | 1,736,387,000 | 1,744,875,000 | 1,766,226,000 |
| Interest-bearing deposits | 1,659,675,000 | 1,687,314,000 | 1,705,474,000 | 1,720,295,000 |
| Noninterest-bearing deposits | 54,953,000 | 49,073,000 | 39,401,000 | 45,931,000 |
| Equity capital | 230,044,000 | 234,703,000 | 221,723,000 | 192,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 23,242,000 | 46,160,000 | 69,791,000 | 92,423,000 |
| Interest expense | 6,641,000 | 12,891,000 | 18,700,000 | 24,147,000 |
| Net interest income | 16,601,000 | 33,269,000 | 51,091,000 | 68,276,000 |
| Noninterest income | 12,083,000 | 13,486,000 | 11,569,000 | 17,668,000 |
| Noninterest expense | 11,862,000 | 26,741,000 | 44,716,000 | 61,744,000 |
| Provision for loan losses | 0 | 0 | 10,000,000 | 48,000,000 |
| Pretax income | 16,717,000 | 20,016,000 | 4,366,000 | -26,979,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,717,000 | 20,016,000 | 4,366,000 | -26,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 296,222,000 | 299,520,000 | 283,870,000 | 252,527,000 |
| Total capital | 324,852,000 | 327,363,000 | 311,633,000 | 280,065,000 |
| Risk-weighted assets | 2,264,692,000 | 2,205,013,000 | 2,189,180,000 | 2,168,966,000 |