Call reports 2001
AMBOY BANK — 2001
What AMBOY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,507,076,000 | 1,560,012,000 | 1,663,337,000 | 1,696,695,000 |
| Total loans | 1,124,476,000 | 1,179,611,000 | 1,194,963,000 | 1,203,473,000 |
| Allowance for loan losses | 30,530,000 | 31,104,000 | 31,821,000 | 32,154,000 |
| Securities available for sale | 173,148,000 | 162,961,000 | 201,410,000 | 198,066,000 |
| Securities held to maturity | 119,257,000 | 126,561,000 | 96,722,000 | 122,804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,195,207,000 | 1,273,413,000 | 1,335,901,000 | 1,373,330,000 |
| Interest-bearing deposits | 1,158,541,000 | 1,230,442,000 | 1,307,239,000 | 1,330,311,000 |
| Noninterest-bearing deposits | 36,666,000 | 42,971,000 | 28,662,000 | 43,019,000 |
| Equity capital | 140,129,000 | 139,904,000 | 158,177,000 | 162,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 29,973,000 | 60,221,000 | 91,418,000 | 120,761,000 |
| Interest expense | 14,928,000 | 28,939,000 | 42,250,000 | 53,468,000 |
| Net interest income | 15,045,000 | 31,282,000 | 49,168,000 | 67,293,000 |
| Noninterest income | 1,390,000 | 2,955,000 | 4,810,000 | 6,600,000 |
| Noninterest expense | 4,777,000 | 9,671,000 | 17,638,000 | 20,505,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,750,000 | 2,500,000 |
| Pretax income | 11,158,000 | 23,566,000 | 34,590,000 | 50,888,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,158,000 | 23,566,000 | 34,590,000 | 50,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,420,000 | 140,828,000 | 156,210,000 | 162,308,000 |
| Total capital | 156,123,000 | 156,167,000 | 172,950,000 | 179,685,000 |
| Risk-weighted assets | 1,160,417,000 | 1,211,390,000 | 1,324,139,000 | 1,375,422,000 |