Call reports 2008
OAK HILL BANKS — 2008
What OAK HILL BANKS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 |
|---|---|
| Total assets | 1,336,198,000 |
| Total loans | 969,820,000 |
| Allowance for loan losses | 8,688,000 |
| Securities available for sale | 124,206,000 |
| Securities held to maturity | 1,517,000 |
| Trading assets | 0 |
| Total deposits | 912,403,000 |
| Interest-bearing deposits | 870,336,000 |
| Noninterest-bearing deposits | 42,067,000 |
| Equity capital | 230,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 |
|---|---|
| Interest income | 19,893,000 |
| Interest expense | 9,095,000 |
| Net interest income | 10,798,000 |
| Noninterest income | 2,045,000 |
| Noninterest expense | 8,128,000 |
| Provision for loan losses | 2,955,000 |
| Pretax income | 1,766,000 |
| Income tax | -46,000 |
| Net income | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 |
|---|---|
| Tier 1 capital | 100,787,000 |
| Total capital | 109,475,000 |
| Risk-weighted assets | 940,971,000 |