Call reports 2007
OAK HILL BANKS — 2007
What OAK HILL BANKS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,290,473,000 | 1,284,822,000 | 1,272,140,000 | 1,393,934,000 |
| Total loans | 1,039,950,000 | 1,037,497,000 | 1,021,466,000 | 972,193,000 |
| Allowance for loan losses | 13,063,000 | 12,748,000 | 13,088,000 | 6,612,000 |
| Securities available for sale | 146,145,000 | 157,570,000 | 161,979,000 | 139,356,000 |
| Securities held to maturity | 1,519,000 | 1,519,000 | 1,518,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 966,988,000 | 964,742,000 | 954,622,000 | 949,873,000 |
| Interest-bearing deposits | 920,171,000 | 921,797,000 | 912,948,000 | 903,258,000 |
| Noninterest-bearing deposits | 46,817,000 | 42,946,000 | 41,674,000 | 46,615,000 |
| Equity capital | 105,937,000 | 112,232,000 | 108,844,000 | 229,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 20,900,000 | 42,132,000 | 63,707,000 | 6,960,000 |
| Interest expense | 11,285,000 | 22,827,000 | 34,467,000 | 3,292,000 |
| Net interest income | 9,615,000 | 19,305,000 | 29,240,000 | 3,668,000 |
| Noninterest income | 2,007,000 | 5,701,000 | 8,308,000 | 909,000 |
| Noninterest expense | 7,617,000 | 15,545,000 | 23,228,000 | 2,973,000 |
| Provision for loan losses | 543,000 | 825,000 | 12,890,000 | 307,000 |
| Pretax income | 3,549,000 | 8,757,000 | 1,605,000 | 1,468,000 |
| Income tax | 735,000 | 1,646,000 | -1,291,000 | 447,000 |
| Net income | 2,814,000 | 7,111,000 | 2,896,000 | 1,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,535,000 | 104,024,000 | 100,030,000 | 99,162,000 |
| Total capital | 114,598,000 | 116,772,000 | 112,764,000 | 105,774,000 |
| Risk-weighted assets | 1,050,006,000 | 1,041,291,000 | 1,018,349,000 | 968,932,000 |