Call reports 2006
OAK HILL BANKS — 2006
What OAK HILL BANKS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,244,423,000 | 1,260,792,000 | 1,253,182,000 | 1,274,783,000 |
| Total loans | 1,027,288,000 | 1,033,814,000 | 1,027,140,000 | 1,030,998,000 |
| Allowance for loan losses | 13,706,000 | 13,677,000 | 13,631,000 | 12,924,000 |
| Securities available for sale | 131,679,000 | 138,264,000 | 139,703,000 | 151,740,000 |
| Securities held to maturity | 3,613,000 | 3,608,000 | 3,602,000 | 2,559,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 985,898,000 | 980,199,000 | 966,941,000 | 947,569,000 |
| Interest-bearing deposits | 893,164,000 | 938,327,000 | 876,392,000 | 897,076,000 |
| Noninterest-bearing deposits | 92,734,000 | 41,872,000 | 90,549,000 | 50,493,000 |
| Equity capital | 111,370,000 | 110,414,000 | 112,887,000 | 105,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 18,964,000 | 38,604,000 | 59,073,000 | 79,702,000 |
| Interest expense | 8,904,000 | 18,616,000 | 29,038,000 | 39,777,000 |
| Net interest income | 10,060,000 | 19,988,000 | 30,035,000 | 39,925,000 |
| Noninterest income | 2,505,000 | 5,335,000 | 7,905,000 | 10,264,000 |
| Noninterest expense | 7,493,000 | 14,900,000 | 22,736,000 | 30,897,000 |
| Provision for loan losses | 200,000 | 1,273,000 | 1,729,000 | 5,691,000 |
| Pretax income | 5,011,000 | 9,254,000 | 13,620,000 | 13,788,000 |
| Income tax | 1,204,000 | 2,166,000 | 3,174,000 | 2,761,000 |
| Net income | 3,807,000 | 7,088,000 | 10,446,000 | 11,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,619,000 | 102,005,000 | 102,610,000 | 95,438,000 |
| Total capital | 114,450,000 | 114,917,000 | 115,560,000 | 113,362,000 |
| Risk-weighted assets | 1,025,620,000 | 1,032,168,000 | 1,035,281,000 | 1,048,545,000 |