Call reports 2004
OAK HILL BANKS — 2004
What OAK HILL BANKS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 945,881,000 | 970,296,000 | 1,008,346,000 | 1,075,369,000 |
| Total loans | 832,054,000 | 848,851,000 | 878,763,000 | 921,235,000 |
| Allowance for loan losses | 10,683,000 | 10,866,000 | 11,239,000 | 11,846,000 |
| Securities available for sale | 77,374,000 | 74,064,000 | 77,843,000 | 87,617,000 |
| Securities held to maturity | 3,654,000 | 3,650,000 | 3,645,000 | 3,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 777,511,000 | 784,415,000 | 796,035,000 | 872,840,000 |
| Interest-bearing deposits | 706,139,000 | 711,883,000 | 726,016,000 | 780,356,000 |
| Noninterest-bearing deposits | 71,372,000 | 72,532,000 | 70,018,000 | 92,484,000 |
| Equity capital | 74,558,000 | 75,651,000 | 84,339,000 | 88,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 13,755,000 | 27,691,000 | 42,185,000 | 57,560,000 |
| Interest expense | 4,730,000 | 9,500,000 | 14,517,000 | 20,068,000 |
| Net interest income | 9,025,000 | 18,191,000 | 27,668,000 | 37,492,000 |
| Noninterest income | 1,491,000 | 3,408,000 | 5,319,000 | 7,227,000 |
| Noninterest expense | 5,406,000 | 10,906,000 | 16,542,000 | 22,817,000 |
| Provision for loan losses | 476,000 | 1,044,000 | 1,761,000 | 2,473,000 |
| Pretax income | 4,757,000 | 9,850,000 | 14,688,000 | 19,433,000 |
| Income tax | 1,591,000 | 3,296,000 | 4,618,000 | 5,906,000 |
| Net income | 3,166,000 | 6,554,000 | 10,070,000 | 13,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,959,000 | 75,428,000 | 83,012,000 | 85,070,000 |
| Total capital | 83,092,000 | 85,649,000 | 93,787,000 | 96,383,000 |
| Risk-weighted assets | 810,124,000 | 817,024,000 | 861,519,000 | 904,546,000 |