Call reports 2002
OAK HILL BANKS — 2002
What OAK HILL BANKS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 575,220,000 | 581,490,000 | 595,236,000 | 826,197,000 |
| Total loans | 472,471,000 | 476,582,000 | 488,176,000 | 704,534,000 |
| Allowance for loan losses | 5,747,000 | 5,891,000 | 5,855,000 | 8,800,000 |
| Securities available for sale | 71,099,000 | 74,612,000 | 74,836,000 | 81,056,000 |
| Securities held to maturity | 1,881,000 | 1,881,000 | 1,050,000 | 2,575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,351,000 | 474,219,000 | 476,121,000 | 667,282,000 |
| Interest-bearing deposits | 423,713,000 | 425,839,000 | 426,537,000 | 605,174,000 |
| Noninterest-bearing deposits | 51,638,000 | 48,380,000 | 49,584,000 | 62,108,000 |
| Equity capital | 39,804,000 | 42,899,000 | 44,755,000 | 64,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,739,000 | 19,601,000 | 29,278,000 | 55,305,000 |
| Interest expense | 4,286,000 | 8,427,000 | 12,493,000 | 24,036,000 |
| Net interest income | 5,453,000 | 11,174,000 | 16,785,000 | 31,269,000 |
| Noninterest income | 860,000 | 1,843,000 | 2,681,000 | 5,292,000 |
| Noninterest expense | 3,292,000 | 6,529,000 | 9,872,000 | 19,102,000 |
| Provision for loan losses | 286,000 | 508,000 | 884,000 | 2,419,000 |
| Pretax income | 3,004,000 | 6,010,000 | 8,908,000 | 15,355,000 |
| Income tax | 958,000 | 1,911,000 | 2,835,000 | 4,912,000 |
| Net income | 2,046,000 | 4,099,000 | 6,073,000 | 10,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,281,000 | 42,037,000 | 43,230,000 | 63,157,000 |
| Total capital | 44,799,000 | 47,800,000 | 49,064,000 | 71,360,000 |
| Risk-weighted assets | 441,231,000 | 460,933,000 | 466,700,000 | 655,809,000 |