Call reports 2001
OAK HILL BANKS — 2001
What OAK HILL BANKS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 507,959,000 | 514,593,000 | 515,107,000 | 547,446,000 |
| Total loans | 428,930,000 | 431,497,000 | 437,781,000 | 459,005,000 |
| Allowance for loan losses | 5,056,000 | 5,185,000 | 5,257,000 | 5,547,000 |
| Securities available for sale | 56,758,000 | 57,186,000 | 50,160,000 | 64,668,000 |
| Securities held to maturity | 3,419,000 | 3,419,000 | 1,880,000 | 1,880,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,407,000 | 416,124,000 | 415,490,000 | 433,213,000 |
| Interest-bearing deposits | 368,498,000 | 373,820,000 | 370,141,000 | 383,746,000 |
| Noninterest-bearing deposits | 37,909,000 | 42,304,000 | 45,349,000 | 49,467,000 |
| Equity capital | 37,344,000 | 37,987,000 | 38,856,000 | 39,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,395,000 | 20,808,000 | 30,959,000 | 40,994,000 |
| Interest expense | 5,604,000 | 11,152,000 | 16,261,000 | 20,776,000 |
| Net interest income | 4,791,000 | 9,656,000 | 14,698,000 | 20,218,000 |
| Noninterest income | 624,000 | 1,454,000 | 2,317,000 | 3,191,000 |
| Noninterest expense | 2,617,000 | 5,366,000 | 8,614,000 | 11,771,000 |
| Provision for loan losses | 431,000 | 673,000 | 879,000 | 1,467,000 |
| Pretax income | 2,371,000 | 5,093,000 | 7,524,000 | 10,163,000 |
| Income tax | 781,000 | 1,687,000 | 2,479,000 | 3,254,000 |
| Net income | 1,590,000 | 3,406,000 | 5,045,000 | 6,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,007,000 | 37,716,000 | 38,248,000 | 39,038,000 |
| Total capital | 41,931,000 | 42,719,000 | 43,344,000 | 44,331,000 |
| Risk-weighted assets | 393,784,000 | 400,081,000 | 407,557,000 | 423,218,000 |