Call reports 2025
FIRST NATIONAL BANK OF HUGO — 2025
What FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 142,609,000 | 148,960,000 | 146,303,000 | 150,170,000 |
| Total loans | 69,609,000 | 70,800,000 | 69,972,000 | 73,729,000 |
| Allowance for loan losses | 1,361,000 | 1,380,000 | 1,344,000 | 1,428,000 |
| Securities available for sale | 41,051,000 | 43,390,000 | 45,092,000 | 43,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,734,000 | 135,133,000 | 131,203,000 | 134,999,000 |
| Interest-bearing deposits | 84,522,000 | 94,425,000 | 88,512,000 | 90,306,000 |
| Noninterest-bearing deposits | 44,212,000 | 40,708,000 | 42,691,000 | 44,693,000 |
| Equity capital | 13,355,000 | 13,199,000 | 14,320,000 | 14,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,751,000 | 4,192,000 | 5,642,000 |
| Interest expense | 409,000 | 825,000 | 1,256,000 | 1,681,000 |
| Net interest income | 919,000 | 1,926,000 | 2,936,000 | 3,961,000 |
| Noninterest income | 85,000 | 232,000 | 316,000 | 597,000 |
| Noninterest expense | 831,000 | 1,674,000 | 2,515,000 | 3,408,000 |
| Provision for loan losses | 0 | 0 | -20,000 | 60,000 |
| Pretax income | 334,000 | 740,000 | 1,115,000 | 1,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 334,000 | 740,000 | 1,115,000 | 1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,341,000 | 16,328,000 | 16,502,000 | 16,423,000 |