Call reports 2020
FIRST NATIONAL BANK OF HUGO — 2020
What FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 123,959,000 | 133,326,000 | 135,038,000 | 136,152,000 |
| Total loans | 65,367,000 | 65,559,000 | 65,720,000 | 66,756,000 |
| Allowance for loan losses | 972,000 | 1,037,000 | 1,031,000 | 1,157,000 |
| Securities available for sale | 29,233,000 | 31,618,000 | 33,121,000 | 36,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,345,000 | 116,449,000 | 117,695,000 | 120,019,000 |
| Interest-bearing deposits | 70,390,000 | 76,820,000 | 76,006,000 | 73,257,000 |
| Noninterest-bearing deposits | 37,955,000 | 39,629,000 | 41,689,000 | 46,762,000 |
| Equity capital | 15,008,000 | 16,154,000 | 16,601,000 | 15,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,365,000 | 3,482,000 | 4,539,000 |
| Interest expense | 54,000 | 113,000 | 172,000 | 224,000 |
| Net interest income | 1,136,000 | 2,252,000 | 3,310,000 | 4,315,000 |
| Noninterest income | 85,000 | 172,000 | 246,000 | 390,000 |
| Noninterest expense | 795,000 | 1,538,000 | 2,289,000 | 3,128,000 |
| Provision for loan losses | 0 | 75,000 | 75,000 | 210,000 |
| Pretax income | 426,000 | 811,000 | 1,208,000 | 1,406,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 426,000 | 811,000 | 1,208,000 | 1,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,803,000 | 14,190,000 | 14,586,000 | 13,551,000 |