Call reports 2016
FIRST NATIONAL BANK OF HUGO — 2016
What FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 110,260,000 | 113,443,000 | 111,853,000 | 112,723,000 |
| Total loans | 62,226,000 | 59,715,000 | 60,073,000 | 58,907,000 |
| Allowance for loan losses | 1,013,000 | 1,012,000 | 1,039,000 | 1,048,000 |
| Securities available for sale | 13,375,000 | 13,437,000 | 13,817,000 | 13,970,000 |
| Securities held to maturity | 14,274,000 | 14,219,000 | 14,125,000 | 13,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,095,000 | 96,880,000 | 95,212,000 | 96,737,000 |
| Interest-bearing deposits | 67,530,000 | 71,796,000 | 67,900,000 | 66,578,000 |
| Noninterest-bearing deposits | 26,565,000 | 25,084,000 | 27,312,000 | 30,159,000 |
| Equity capital | 14,214,000 | 14,549,000 | 14,864,000 | 14,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,139,000 | 3,375,000 | 4,432,000 |
| Interest expense | 51,000 | 100,000 | 149,000 | 193,000 |
| Net interest income | 1,036,000 | 2,039,000 | 3,226,000 | 4,239,000 |
| Noninterest income | 76,000 | 195,000 | 263,000 | 344,000 |
| Noninterest expense | 810,000 | 1,596,000 | 2,394,000 | 3,197,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 50,000 |
| Pretax income | 302,000 | 638,000 | 1,070,000 | 1,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 302,000 | 638,000 | 1,070,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,191,000 | 13,394,000 | 13,709,000 | 13,580,000 |
| Total capital | 13,973,000 | 14,162,000 | 14,464,000 | 14,322,000 |
| Risk-weighted assets | 62,355,000 | 61,177,000 | 60,116,000 | 59,042,000 |