Call reports 2015
FIRST NATIONAL BANK OF HUGO — 2015
What FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 107,355,000 | 112,105,000 | 109,374,000 | 108,225,000 |
| Total loans | 58,954,000 | 60,543,000 | 60,692,000 | 61,954,000 |
| Allowance for loan losses | 1,069,000 | 991,000 | 1,007,000 | 1,006,000 |
| Securities available for sale | 15,266,000 | 14,779,000 | 14,388,000 | 13,649,000 |
| Securities held to maturity | 14,443,000 | 15,394,000 | 16,300,000 | 14,334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,262,000 | 95,811,000 | 88,294,000 | 88,089,000 |
| Interest-bearing deposits | 64,586,000 | 71,150,000 | 64,625,000 | 61,302,000 |
| Noninterest-bearing deposits | 26,676,000 | 24,661,000 | 23,669,000 | 26,787,000 |
| Equity capital | 13,780,000 | 13,894,000 | 14,293,000 | 14,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,044,000 | 3,141,000 | 4,237,000 |
| Interest expense | 45,000 | 97,000 | 151,000 | 203,000 |
| Net interest income | 968,000 | 1,947,000 | 2,990,000 | 4,034,000 |
| Noninterest income | 92,000 | 189,000 | 296,000 | 398,000 |
| Noninterest expense | 901,000 | 1,624,000 | 2,410,000 | 3,222,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 199,000 | 482,000 | 846,000 | 1,180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 482,000 | 846,000 | 1,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,808,000 | 12,861,000 | 13,305,000 | 13,243,000 |
| Total capital | 13,552,000 | 13,638,000 | 14,077,000 | 14,023,000 |
| Risk-weighted assets | 62,166,000 | 61,905,000 | 61,500,000 | 62,144,000 |