Call reports 2009
FIRST NATIONAL BANK OF HUGO — 2009
What FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 95,169,000 | 98,717,000 | 95,956,000 | 96,681,000 |
| Total loans | 63,829,000 | 65,898,000 | 63,719,000 | 61,851,000 |
| Allowance for loan losses | 1,159,000 | 1,191,000 | 1,314,000 | 1,269,000 |
| Securities available for sale | 7,908,000 | 8,058,000 | 7,881,000 | 12,946,000 |
| Securities held to maturity | 5,072,000 | 5,050,000 | 5,109,000 | 4,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,449,000 | 81,355,000 | 79,256,000 | 80,025,000 |
| Interest-bearing deposits | 62,490,000 | 66,372,000 | 62,950,000 | 63,995,000 |
| Noninterest-bearing deposits | 15,959,000 | 14,983,000 | 16,306,000 | 16,030,000 |
| Equity capital | 10,915,000 | 11,470,000 | 11,852,000 | 11,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,511,000 | 2,893,000 | 4,290,000 | 5,625,000 |
| Interest expense | 401,000 | 774,000 | 1,109,000 | 1,414,000 |
| Net interest income | 1,110,000 | 2,119,000 | 3,181,000 | 4,211,000 |
| Noninterest income | 136,000 | 281,000 | 462,000 | 628,000 |
| Noninterest expense | 824,000 | 1,631,000 | 2,431,000 | 3,216,000 |
| Provision for loan losses | 30,000 | 60,000 | 185,000 | 340,000 |
| Pretax income | 392,000 | 709,000 | 1,027,000 | 1,290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 392,000 | 709,000 | 1,027,000 | 1,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,056,000 | 9,727,000 | 10,079,000 | 10,260,000 |
| Total capital | 9,894,000 | 10,607,000 | 10,937,000 | 11,095,000 |
| Risk-weighted assets | 66,702,000 | 70,058,000 | 68,205,000 | 66,388,000 |