Call reports 2008
FIRST NATIONAL BANK OF HUGO — 2008
What FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 67,398,000 | 67,178,000 | 67,582,000 | 95,435,000 |
| Total loans | 44,504,000 | 47,766,000 | 49,533,000 | 62,686,000 |
| Allowance for loan losses | 974,000 | 975,000 | 785,000 | 1,116,000 |
| Securities available for sale | 6,995,000 | 6,732,000 | 6,540,000 | 6,519,000 |
| Securities held to maturity | 5,062,000 | 5,046,000 | 4,979,000 | 4,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,914,000 | 58,884,000 | 56,184,000 | 79,018,000 |
| Interest-bearing deposits | 47,047,000 | 46,770,000 | 44,614,000 | 60,524,000 |
| Noninterest-bearing deposits | 11,867,000 | 12,114,000 | 11,570,000 | 18,494,000 |
| Equity capital | 6,623,000 | 6,428,000 | 6,066,000 | 10,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,377,000 | 3,440,000 | 5,533,000 |
| Interest expense | 363,000 | 683,000 | 979,000 | 1,588,000 |
| Net interest income | 787,000 | 1,694,000 | 2,461,000 | 3,945,000 |
| Noninterest income | 85,000 | 180,000 | 256,000 | 575,000 |
| Noninterest expense | 499,000 | 1,001,000 | 1,415,000 | 2,591,000 |
| Provision for loan losses | 0 | 0 | 600,000 | 700,000 |
| Pretax income | 373,000 | 873,000 | 702,000 | 1,229,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 373,000 | 873,000 | 702,000 | 1,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,452,000 | 6,358,000 | 6,031,000 | 8,665,000 |
| Total capital | 7,075,000 | 7,019,000 | 6,715,000 | 9,508,000 |
| Risk-weighted assets | 49,498,000 | 52,567,000 | 54,656,000 | 67,172,000 |