Call reports 2007
FIRST NATIONAL BANK OF HUGO — 2007
What FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 57,798,000 | 60,200,000 | 60,030,000 | 64,674,000 |
| Total loans | 40,739,000 | 43,597,000 | 43,049,000 | 41,833,000 |
| Allowance for loan losses | 950,000 | 962,000 | 953,000 | 965,000 |
| Securities available for sale | 4,798,000 | 4,632,000 | 5,059,000 | 6,962,000 |
| Securities held to maturity | 5,057,000 | 5,041,000 | 4,955,000 | 4,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,637,000 | 51,797,000 | 51,051,000 | 56,407,000 |
| Interest-bearing deposits | 40,123,000 | 42,131,000 | 41,408,000 | 45,197,000 |
| Noninterest-bearing deposits | 9,514,000 | 9,666,000 | 9,643,000 | 11,210,000 |
| Equity capital | 5,546,000 | 5,722,000 | 6,038,000 | 6,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,165,000 | 3,306,000 | 4,434,000 |
| Interest expense | 400,000 | 831,000 | 1,246,000 | 1,639,000 |
| Net interest income | 659,000 | 1,334,000 | 2,060,000 | 2,795,000 |
| Noninterest income | 79,000 | 176,000 | 254,000 | 462,000 |
| Noninterest expense | 440,000 | 875,000 | 1,315,000 | 1,926,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 286,000 | 611,000 | 963,000 | 1,283,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 286,000 | 611,000 | 963,000 | 1,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,577,000 | 5,777,000 | 6,029,000 | 6,348,000 |
| Total capital | 6,150,000 | 6,374,000 | 6,625,000 | 6,939,000 |
| Risk-weighted assets | 45,457,000 | 47,397,000 | 47,344,000 | 46,908,000 |