Call reports 2006
FIRST NATIONAL BANK OF HUGO — 2006
What FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,193,000 | 57,229,000 | 56,783,000 | 58,518,000 |
| Total loans | 38,718,000 | 41,395,000 | 39,569,000 | 38,647,000 |
| Allowance for loan losses | 845,000 | 847,000 | 849,000 | 918,000 |
| Securities available for sale | 5,991,000 | 5,718,000 | 5,763,000 | 4,926,000 |
| Securities held to maturity | 4,581,000 | 4,572,000 | 4,854,000 | 4,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,858,000 | 46,827,000 | 46,198,000 | 50,477,000 |
| Interest-bearing deposits | 37,879,000 | 37,585,000 | 37,208,000 | 39,264,000 |
| Noninterest-bearing deposits | 9,979,000 | 9,242,000 | 8,990,000 | 11,213,000 |
| Equity capital | 5,776,000 | 5,550,000 | 5,660,000 | 5,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,900,000 | 2,968,000 | 4,030,000 |
| Interest expense | 309,000 | 628,000 | 1,009,000 | 1,397,000 |
| Net interest income | 617,000 | 1,272,000 | 1,959,000 | 2,633,000 |
| Noninterest income | 89,000 | 179,000 | 259,000 | 395,000 |
| Noninterest expense | 445,000 | 870,000 | 1,325,000 | 1,789,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 261,000 | 581,000 | 893,000 | 1,164,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 581,000 | 893,000 | 1,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,866,000 | 5,686,000 | 5,723,000 | 5,494,000 |
| Total capital | 6,407,000 | 6,264,000 | 6,280,000 | 6,048,000 |
| Risk-weighted assets | 42,995,000 | 45,981,000 | 44,284,000 | 43,985,000 |