Call reports 2005
FIRST NATIONAL BANK OF HUGO — 2005
What FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 52,908,000 | 56,474,000 | 58,414,000 | 57,886,000 |
| Total loans | 39,374,000 | 41,910,000 | 40,154,000 | 39,209,000 |
| Allowance for loan losses | 847,000 | 853,000 | 841,000 | 843,000 |
| Securities available for sale | 5,723,000 | 5,606,000 | 5,679,000 | 6,234,000 |
| Securities held to maturity | 3,944,000 | 3,947,000 | 4,788,000 | 4,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,634,000 | 46,651,000 | 46,774,000 | 49,684,000 |
| Interest-bearing deposits | 35,585,000 | 37,851,000 | 36,972,000 | 40,219,000 |
| Noninterest-bearing deposits | 9,049,000 | 8,800,000 | 9,802,000 | 9,465,000 |
| Equity capital | 5,088,000 | 5,488,000 | 5,484,000 | 5,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,643,000 | 2,569,000 | 3,396,000 |
| Interest expense | 212,000 | 457,000 | 748,000 | 1,062,000 |
| Net interest income | 574,000 | 1,186,000 | 1,821,000 | 2,334,000 |
| Noninterest income | 99,000 | 319,000 | 392,000 | 532,000 |
| Noninterest expense | 429,000 | 828,000 | 1,266,000 | 1,674,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 244,000 | 677,000 | 947,000 | 1,192,000 |
| Income tax | 26,000 | 26,000 | 26,000 | 26,000 |
| Net income | 218,000 | 651,000 | 921,000 | 1,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,148,000 | 5,492,000 | 5,512,000 | 5,757,000 |
| Total capital | 5,673,000 | 6,049,000 | 6,067,000 | 6,298,000 |
| Risk-weighted assets | 41,682,000 | 44,298,000 | 44,078,000 | 43,008,000 |