Call reports 2004
FIRST NATIONAL BANK OF HUGO — 2004
What FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 49,178,000 | 52,844,000 | 54,868,000 | 54,571,000 |
| Total loans | 36,373,000 | 39,830,000 | 41,105,000 | 38,932,000 |
| Allowance for loan losses | 892,000 | 876,000 | 872,000 | 817,000 |
| Securities available for sale | 5,029,000 | 5,019,000 | 5,067,000 | 5,808,000 |
| Securities held to maturity | 3,386,000 | 3,388,000 | 3,390,000 | 3,818,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,685,000 | 46,706,000 | 45,828,000 | 46,924,000 |
| Interest-bearing deposits | 34,566,000 | 38,039,000 | 36,968,000 | 36,778,000 |
| Noninterest-bearing deposits | 9,119,000 | 8,667,000 | 8,860,000 | 10,146,000 |
| Equity capital | 5,196,000 | 5,448,000 | 5,572,000 | 5,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,494,000 | 2,327,000 | 3,118,000 |
| Interest expense | 151,000 | 311,000 | 488,000 | 696,000 |
| Net interest income | 568,000 | 1,183,000 | 1,839,000 | 2,422,000 |
| Noninterest income | 60,000 | 158,000 | 216,000 | 280,000 |
| Noninterest expense | 412,000 | 831,000 | 1,224,000 | 1,677,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 216,000 | 510,000 | 831,000 | 1,025,000 |
| Income tax | 0 | -37,000 | -37,000 | -58,000 |
| Net income | 216,000 | 547,000 | 868,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,165,000 | 5,496,000 | 5,567,000 | 5,158,000 |
| Total capital | 5,647,000 | 6,016,000 | 6,110,000 | 5,677,000 |
| Risk-weighted assets | 38,129,000 | 41,211,000 | 43,105,000 | 41,226,000 |