Call reports 2003
FIRST NATIONAL BANK OF HUGO — 2003
What FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 49,015,000 | 50,644,000 | 50,508,000 | 50,000,000 |
| Total loans | 31,593,000 | 35,700,000 | 32,032,000 | 32,573,000 |
| Allowance for loan losses | 897,000 | 894,000 | 894,000 | 894,000 |
| Securities available for sale | 8,070,000 | 5,589,000 | 8,517,000 | 8,522,000 |
| Securities held to maturity | 3,891,000 | 3,894,000 | 3,896,000 | 3,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,647,000 | 44,727,000 | 44,483,000 | 44,373,000 |
| Interest-bearing deposits | 35,751,000 | 36,005,000 | 35,216,000 | 34,466,000 |
| Noninterest-bearing deposits | 7,896,000 | 8,722,000 | 9,267,000 | 9,907,000 |
| Equity capital | 5,071,000 | 5,442,000 | 5,553,000 | 5,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,609,000 | 2,332,000 | 3,063,000 |
| Interest expense | 219,000 | 428,000 | 607,000 | 769,000 |
| Net interest income | 471,000 | 1,181,000 | 1,725,000 | 2,294,000 |
| Noninterest income | 56,000 | 232,000 | 279,000 | 361,000 |
| Noninterest expense | 417,000 | 738,000 | 1,145,000 | 1,594,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 675,000 | 859,000 | 1,061,000 |
| Income tax | 12,000 | 220,000 | 248,000 | 605,000 |
| Net income | 98,000 | 455,000 | 611,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,031,000 | 5,388,000 | 5,544,000 | 5,140,000 |
| Total capital | 5,455,000 | 5,867,000 | 5,999,000 | 5,592,000 |
| Risk-weighted assets | 32,642,000 | 37,906,000 | 36,000,000 | 35,682,000 |