Call reports 2002
FIRST NATIONAL BANK OF HUGO — 2002
What FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,660,000 | 47,598,000 | 47,278,000 | 49,056,000 |
| Total loans | 30,466,000 | 31,630,000 | 29,333,000 | 29,514,000 |
| Allowance for loan losses | 916,000 | 898,000 | 899,000 | 897,000 |
| Securities available for sale | 9,635,000 | 7,787,000 | 8,362,000 | 7,804,000 |
| Securities held to maturity | 4,411,000 | 4,414,000 | 4,416,000 | 4,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,122,000 | 42,293,000 | 41,770,000 | 43,608,000 |
| Interest-bearing deposits | 34,990,000 | 35,192,000 | 34,839,000 | 35,455,000 |
| Noninterest-bearing deposits | 7,132,000 | 7,101,000 | 6,931,000 | 8,153,000 |
| Equity capital | 5,144,000 | 4,969,000 | 5,129,000 | 5,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 811,000 | 1,568,000 | 2,282,000 | 2,980,000 |
| Interest expense | 272,000 | 538,000 | 779,000 | 1,007,000 |
| Net interest income | 539,000 | 1,030,000 | 1,503,000 | 1,973,000 |
| Noninterest income | 49,000 | 96,000 | 147,000 | 200,000 |
| Noninterest expense | 391,000 | 758,000 | 1,160,000 | 1,559,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 197,000 | 368,000 | 490,000 | 614,000 |
| Income tax | 60,000 | 85,000 | 97,000 | 135,000 |
| Net income | 137,000 | 283,000 | 393,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,185,000 | 4,917,000 | 5,027,000 | 5,113,000 |
| Total capital | 5,603,000 | 5,339,000 | 5,427,000 | 5,509,000 |
| Risk-weighted assets | 32,947,000 | 33,312,000 | 31,483,000 | 31,173,000 |