Call reports 2001
FIRST NATIONAL BANK OF HUGO — 2001
What FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,814,000 | 46,212,000 | 46,845,000 | 48,297,000 |
| Total loans | 27,870,000 | 30,309,000 | 28,664,000 | 29,438,000 |
| Allowance for loan losses | 820,000 | 823,000 | 906,000 | 916,000 |
| Securities available for sale | 6,639,000 | 5,269,000 | 5,330,000 | 10,248,000 |
| Securities held to maturity | 4,336,000 | 4,606,000 | 4,307,000 | 4,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,659,000 | 40,921,000 | 41,339,000 | 42,975,000 |
| Interest-bearing deposits | 33,860,000 | 34,652,000 | 34,138,000 | 34,897,000 |
| Noninterest-bearing deposits | 6,799,000 | 6,269,000 | 7,201,000 | 8,078,000 |
| Equity capital | 4,736,000 | 4,881,000 | 5,056,000 | 5,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,864,000 | 2,696,000 | 3,507,000 |
| Interest expense | 358,000 | 747,000 | 1,127,000 | 1,455,000 |
| Net interest income | 602,000 | 1,117,000 | 1,569,000 | 2,052,000 |
| Noninterest income | 64,000 | 107,000 | 155,000 | 200,000 |
| Noninterest expense | 369,000 | 703,000 | 1,025,000 | 1,429,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 297,000 | 521,000 | 701,000 | 825,000 |
| Income tax | 88,000 | 155,000 | 190,000 | 227,000 |
| Net income | 209,000 | 366,000 | 511,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,688,000 | 4,819,000 | 4,963,000 | 5,051,000 |
| Total capital | 5,114,000 | 5,235,000 | 5,367,000 | 5,460,000 |
| Risk-weighted assets | 33,725,000 | 32,889,000 | 31,835,000 | 32,201,000 |