Call reports 2025
CITIZENS-FARMERS BANK OF COLE CAMP, THE — 2025
What CITIZENS-FARMERS BANK OF COLE CAMP, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 195,509,000 | 201,712,000 | 199,670,000 | 196,140,000 |
| Total loans | 132,019,000 | 133,040,000 | 131,176,000 | 133,773,000 |
| Allowance for loan losses | 1,748,000 | 1,731,000 | 1,719,000 | 1,731,000 |
| Securities available for sale | 31,593,000 | 30,320,000 | 35,421,000 | 35,203,000 |
| Securities held to maturity | 4,874,000 | 6,353,000 | 5,318,000 | 5,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,486,000 | 172,086,000 | 168,704,000 | 166,135,000 |
| Interest-bearing deposits | 130,569,000 | 134,021,000 | 132,350,000 | 130,140,000 |
| Noninterest-bearing deposits | 36,917,000 | 38,065,000 | 36,354,000 | 35,995,000 |
| Equity capital | 26,294,000 | 27,652,000 | 29,321,000 | 28,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,612,000 | 5,418,000 | 8,311,000 | 11,164,000 |
| Interest expense | 981,000 | 1,931,000 | 2,894,000 | 3,830,000 |
| Net interest income | 1,631,000 | 3,487,000 | 5,417,000 | 7,334,000 |
| Noninterest income | 205,000 | 672,000 | 909,000 | 1,133,000 |
| Noninterest expense | 929,000 | 1,900,000 | 2,807,000 | 3,917,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 907,000 | 2,259,000 | 3,519,000 | 4,350,000 |
| Income tax | 136,000 | 137,000 | 137,000 | 137,000 |
| Net income | 771,000 | 2,122,000 | 3,382,000 | 4,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,383,000 | 28,609,000 | 29,869,000 | 28,825,000 |