Call reports 2024
CITIZENS-FARMERS BANK OF COLE CAMP, THE — 2024
What CITIZENS-FARMERS BANK OF COLE CAMP, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 179,715,000 | 183,427,000 | 185,618,000 | 186,364,000 |
| Total loans | 126,002,000 | 125,417,000 | 126,418,000 | 131,366,000 |
| Allowance for loan losses | 1,718,000 | 1,744,000 | 1,749,000 | 1,749,000 |
| Securities available for sale | 29,968,000 | 31,491,000 | 31,261,000 | 30,339,000 |
| Securities held to maturity | 6,205,000 | 6,206,000 | 6,171,000 | 6,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,291,000 | 156,703,000 | 157,519,000 | 159,129,000 |
| Interest-bearing deposits | 118,663,000 | 121,288,000 | 120,739,000 | 123,425,000 |
| Noninterest-bearing deposits | 34,628,000 | 35,415,000 | 36,780,000 | 35,704,000 |
| Equity capital | 24,872,000 | 25,250,000 | 26,571,000 | 25,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,332,000 | 4,742,000 | 7,276,000 | 9,895,000 |
| Interest expense | 966,000 | 1,896,000 | 2,860,000 | 3,899,000 |
| Net interest income | 1,366,000 | 2,846,000 | 4,416,000 | 5,996,000 |
| Noninterest income | 242,000 | 450,000 | 696,000 | 922,000 |
| Noninterest expense | 818,000 | 1,665,000 | 2,493,000 | 3,689,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 150,000 |
| Pretax income | 790,000 | 1,481,000 | 2,469,000 | 3,079,000 |
| Income tax | 127,000 | 239,000 | 432,000 | 591,000 |
| Net income | 663,000 | 1,242,000 | 2,037,000 | 2,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,100,000 | 26,616,000 | 27,411,000 | 26,612,000 |