Call reports 2023
CITIZENS-FARMERS BANK OF COLE CAMP, THE — 2023
What CITIZENS-FARMERS BANK OF COLE CAMP, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 174,382,000 | 176,999,000 | 178,266,000 | 181,462,000 |
| Total loans | 118,312,000 | 120,936,000 | 124,720,000 | 125,059,000 |
| Allowance for loan losses | 1,750,000 | 1,655,000 | 1,658,000 | 1,715,000 |
| Securities available for sale | 32,079,000 | 31,320,000 | 30,330,000 | 35,167,000 |
| Securities held to maturity | 6,830,000 | 6,825,000 | 6,786,000 | 6,781,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,939,000 | 149,393,000 | 146,817,000 | 145,016,000 |
| Interest-bearing deposits | 110,917,000 | 112,707,000 | 111,102,000 | 111,161,000 |
| Noninterest-bearing deposits | 36,022,000 | 36,686,000 | 35,715,000 | 33,855,000 |
| Equity capital | 23,828,000 | 24,095,000 | 24,085,000 | 24,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,807,000 | 5,924,000 | 8,171,000 |
| Interest expense | 657,000 | 1,333,000 | 2,072,000 | 2,856,000 |
| Net interest income | 1,175,000 | 2,474,000 | 3,852,000 | 5,315,000 |
| Noninterest income | 251,000 | 468,000 | 706,000 | 939,000 |
| Noninterest expense | 771,000 | 1,615,000 | 2,419,000 | 3,471,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 655,000 | 1,327,000 | 2,139,000 | 2,683,000 |
| Income tax | 116,000 | 209,000 | 379,000 | 496,000 |
| Net income | 539,000 | 1,118,000 | 1,760,000 | 2,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,101,000 | 25,617,000 | 26,259,000 | 25,437,000 |