Call reports 2022
CITIZENS-FARMERS BANK OF COLE CAMP, THE — 2022
What CITIZENS-FARMERS BANK OF COLE CAMP, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 165,733,000 | 169,889,000 | 171,581,000 | 175,052,000 |
| Total loans | 103,337,000 | 108,675,000 | 115,283,000 | 118,162,000 |
| Allowance for loan losses | 1,796,000 | 1,844,000 | 1,845,000 | 1,753,000 |
| Securities available for sale | 37,145,000 | 36,334,000 | 35,091,000 | 35,959,000 |
| Securities held to maturity | 6,099,000 | 7,103,000 | 7,090,000 | 7,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,733,000 | 145,993,000 | 139,676,000 | 140,285,000 |
| Interest-bearing deposits | 107,578,000 | 107,617,000 | 104,383,000 | 106,906,000 |
| Noninterest-bearing deposits | 34,155,000 | 38,376,000 | 35,293,000 | 33,379,000 |
| Equity capital | 22,873,000 | 23,034,000 | 23,057,000 | 22,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,451,000 | 2,997,000 | 4,581,000 | 6,296,000 |
| Interest expense | 111,000 | 218,000 | 404,000 | 841,000 |
| Net interest income | 1,340,000 | 2,779,000 | 4,177,000 | 5,455,000 |
| Noninterest income | 182,000 | 385,000 | 644,000 | 857,000 |
| Noninterest expense | 739,000 | 1,477,000 | 2,230,000 | 3,310,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 783,000 | 1,687,000 | 2,591,000 | 3,002,000 |
| Income tax | 157,000 | 339,000 | 401,000 | 401,000 |
| Net income | 626,000 | 1,348,000 | 2,190,000 | 2,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,899,000 | 24,558,000 | 25,400,000 | 24,562,000 |