Call reports 2021
CITIZENS-FARMERS BANK OF COLE CAMP, THE — 2021
What CITIZENS-FARMERS BANK OF COLE CAMP, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 159,295,000 | 161,244,000 | 160,218,000 | 159,202,000 |
| Total loans | 92,339,000 | 91,895,000 | 94,551,000 | 100,896,000 |
| Allowance for loan losses | 1,730,000 | 1,792,000 | 1,781,000 | 1,791,000 |
| Securities available for sale | 37,158,000 | 40,687,000 | 40,723,000 | 40,335,000 |
| Securities held to maturity | 6,100,000 | 6,771,000 | 6,764,000 | 6,756,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,915,000 | 136,209,000 | 134,716,000 | 134,627,000 |
| Interest-bearing deposits | 102,959,000 | 104,706,000 | 102,691,000 | 103,627,000 |
| Noninterest-bearing deposits | 31,956,000 | 31,503,000 | 32,025,000 | 31,000,000 |
| Equity capital | 22,794,000 | 23,636,000 | 24,459,000 | 23,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,361,000 | 3,100,000 | 4,836,000 | 6,321,000 |
| Interest expense | 149,000 | 284,000 | 407,000 | 524,000 |
| Net interest income | 1,212,000 | 2,816,000 | 4,429,000 | 5,797,000 |
| Noninterest income | 156,000 | 330,000 | 524,000 | 721,000 |
| Noninterest expense | 657,000 | 1,375,000 | 2,139,000 | 3,220,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 711,000 | 1,771,000 | 2,814,000 | 3,298,000 |
| Income tax | 174,000 | 368,000 | 591,000 | 725,000 |
| Net income | 537,000 | 1,403,000 | 2,223,000 | 2,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,549,000 | 23,353,000 | 24,173,000 | 23,273,000 |