Call reports 2018
CITIZENS-FARMERS BANK OF COLE CAMP, THE — 2018
What CITIZENS-FARMERS BANK OF COLE CAMP, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 131,602,000 | 128,695,000 | 130,790,000 | 131,710,000 |
| Total loans | 86,028,000 | 86,241,000 | 87,980,000 | 88,403,000 |
| Allowance for loan losses | 1,064,000 | 1,072,000 | 1,067,000 | 1,061,000 |
| Securities available for sale | 15,946,000 | 17,229,000 | 16,527,000 | 16,651,000 |
| Securities held to maturity | 12,640,000 | 12,630,000 | 13,213,000 | 13,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,767,000 | 107,456,000 | 106,651,000 | 105,996,000 |
| Interest-bearing deposits | 89,031,000 | 86,453,000 | 85,948,000 | 87,136,000 |
| Noninterest-bearing deposits | 21,736,000 | 21,003,000 | 20,703,000 | 18,860,000 |
| Equity capital | 20,319,000 | 20,713,000 | 21,117,000 | 20,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,542,000 | 3,875,000 | 5,243,000 |
| Interest expense | 180,000 | 373,000 | 581,000 | 833,000 |
| Net interest income | 1,060,000 | 2,169,000 | 3,294,000 | 4,410,000 |
| Noninterest income | 185,000 | 374,000 | 575,000 | 767,000 |
| Noninterest expense | 611,000 | 1,240,000 | 1,944,000 | 2,778,000 |
| Provision for loan losses | 0 | 70,000 | 70,000 | 80,000 |
| Pretax income | 634,000 | 1,233,000 | 1,855,000 | 2,319,000 |
| Income tax | 151,000 | 311,000 | 470,000 | 629,000 |
| Net income | 483,000 | 922,000 | 1,385,000 | 1,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,569,000 | 20,945,000 | 21,409,000 | 20,813,000 |
| Total capital | 21,574,000 | 21,944,000 | 22,430,000 | 21,845,000 |
| Risk-weighted assets | 80,349,000 | 79,887,000 | 81,598,000 | 82,512,000 |