Call reports 2017
CITIZENS-FARMERS BANK OF COLE CAMP, THE — 2017
What CITIZENS-FARMERS BANK OF COLE CAMP, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 128,617,000 | 126,589,000 | 125,973,000 | 125,063,000 |
| Total loans | 81,667,000 | 82,219,000 | 83,601,000 | 84,166,000 |
| Allowance for loan losses | 972,000 | 967,000 | 1,040,000 | 1,045,000 |
| Securities available for sale | 13,884,000 | 15,019,000 | 14,558,000 | 14,342,000 |
| Securities held to maturity | 14,551,000 | 13,672,000 | 13,558,000 | 13,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,422,000 | 105,908,000 | 104,895,000 | 104,606,000 |
| Interest-bearing deposits | 87,390,000 | 85,899,000 | 84,697,000 | 83,776,000 |
| Noninterest-bearing deposits | 21,032,000 | 20,009,000 | 20,198,000 | 20,830,000 |
| Equity capital | 19,585,000 | 20,083,000 | 20,614,000 | 19,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,355,000 | 3,546,000 | 4,775,000 |
| Interest expense | 154,000 | 310,000 | 470,000 | 634,000 |
| Net interest income | 1,009,000 | 2,045,000 | 3,076,000 | 4,141,000 |
| Noninterest income | 147,000 | 301,000 | 458,000 | 621,000 |
| Noninterest expense | 584,000 | 1,223,000 | 1,793,000 | 2,654,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 75,000 |
| Pretax income | 572,000 | 1,123,000 | 1,666,000 | 2,033,000 |
| Income tax | 165,000 | 288,000 | 288,000 | 423,000 |
| Net income | 407,000 | 835,000 | 1,378,000 | 1,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,676,000 | 20,041,000 | 20,585,000 | 20,067,000 |
| Total capital | 20,648,000 | 21,008,000 | 21,563,000 | 21,041,000 |
| Risk-weighted assets | 77,951,000 | 77,665,000 | 78,212,000 | 77,829,000 |