Call reports 2011
CITIZENS-FARMERS BANK OF COLE CAMP, THE — 2011
What CITIZENS-FARMERS BANK OF COLE CAMP, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 94,907,000 | 94,219,000 | 93,625,000 | 92,878,000 |
| Total loans | 66,146,000 | 65,925,000 | 66,131,000 | 65,967,000 |
| Allowance for loan losses | 1,079,000 | 1,181,000 | 1,187,000 | 1,081,000 |
| Securities available for sale | 12,022,000 | 13,455,000 | 10,516,000 | 11,074,000 |
| Securities held to maturity | 5,243,000 | 5,630,000 | 6,940,000 | 6,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,972,000 | 78,113,000 | 77,093,000 | 76,467,000 |
| Interest-bearing deposits | 69,634,000 | 68,547,000 | 67,786,000 | 66,718,000 |
| Noninterest-bearing deposits | 9,338,000 | 9,565,000 | 9,307,000 | 9,749,000 |
| Equity capital | 15,632,000 | 15,961,000 | 16,372,000 | 16,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,146,000 | 3,253,000 | 4,340,000 |
| Interest expense | 218,000 | 433,000 | 640,000 | 835,000 |
| Net interest income | 808,000 | 1,713,000 | 2,613,000 | 3,505,000 |
| Noninterest income | 135,000 | 281,000 | 433,000 | 583,000 |
| Noninterest expense | 547,000 | 1,057,000 | 1,566,000 | 2,171,000 |
| Provision for loan losses | 0 | 91,000 | 117,000 | 117,000 |
| Pretax income | 396,000 | 846,000 | 1,363,000 | 1,800,000 |
| Income tax | 131,000 | 282,000 | 455,000 | 599,000 |
| Net income | 265,000 | 564,000 | 908,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,504,000 | 15,749,000 | 16,101,000 | 15,816,000 |
| Total capital | 16,583,000 | 16,928,000 | 17,271,000 | 16,897,000 |
| Risk-weighted assets | 95,040,000 | 94,295,000 | 93,572,000 | 92,753,000 |