Call reports 2001
CITIZENS-FARMERS BANK OF COLE CAMP, THE — 2001
What CITIZENS-FARMERS BANK OF COLE CAMP, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,948,000 | 57,591,000 | 57,650,000 | 58,500,000 |
| Total loans | 37,413,000 | 39,004,000 | 40,954,000 | 43,028,000 |
| Allowance for loan losses | 457,000 | 464,000 | 482,000 | 487,000 |
| Securities available for sale | 8,879,000 | 8,070,000 | 7,632,000 | 6,546,000 |
| Securities held to maturity | 5,432,000 | 5,312,000 | 5,237,000 | 5,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,455,000 | 45,991,000 | 45,693,000 | 46,783,000 |
| Interest-bearing deposits | 41,674,000 | 40,905,000 | 40,162,000 | 41,194,000 |
| Noninterest-bearing deposits | 5,781,000 | 5,086,000 | 5,531,000 | 5,589,000 |
| Equity capital | 10,958,000 | 11,141,000 | 11,454,000 | 11,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,096,000 | 2,217,000 | 3,274,000 | 4,385,000 |
| Interest expense | 513,000 | 1,013,000 | 1,463,000 | 1,877,000 |
| Net interest income | 583,000 | 1,204,000 | 1,811,000 | 2,508,000 |
| Noninterest income | 62,000 | 129,000 | 207,000 | 271,000 |
| Noninterest expense | 279,000 | 563,000 | 807,000 | 1,174,000 |
| Provision for loan losses | 12,000 | 40,000 | 68,000 | 84,000 |
| Pretax income | 354,000 | 730,000 | 1,143,000 | 1,521,000 |
| Income tax | 110,000 | 234,000 | 380,000 | 493,000 |
| Net income | 244,000 | 496,000 | 763,000 | 1,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,830,000 | 11,020,000 | 11,287,000 | 11,164,000 |
| Total capital | 11,287,000 | 11,484,000 | 11,769,000 | 11,651,000 |
| Risk-weighted assets | 56,875,000 | 57,865,000 | 57,867,000 | 58,761,000 |