Call reports 2025
ARCADIAN BANK — 2025
What ARCADIAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 224,476,000 | 226,780,000 | 235,865,000 | 236,982,000 |
| Total loans | 167,300,000 | 171,486,000 | 173,645,000 | 183,478,000 |
| Allowance for loan losses | 1,907,000 | 1,968,000 | 2,068,000 | 2,154,000 |
| Securities available for sale | 35,711,000 | 39,295,000 | 38,084,000 | 39,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,465,000 | 191,359,000 | 200,832,000 | 200,356,000 |
| Interest-bearing deposits | 153,052,000 | 155,434,000 | 164,332,000 | 158,988,000 |
| Noninterest-bearing deposits | 37,413,000 | 35,925,000 | 36,500,000 | 41,368,000 |
| Equity capital | 26,002,000 | 27,368,000 | 27,008,000 | 28,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,048,000 | 6,289,000 | 9,710,000 | 13,201,000 |
| Interest expense | 922,000 | 1,897,000 | 2,926,000 | 3,956,000 |
| Net interest income | 2,126,000 | 4,392,000 | 6,784,000 | 9,245,000 |
| Noninterest income | 253,000 | 480,000 | 748,000 | 1,045,000 |
| Noninterest expense | 1,395,000 | 2,779,000 | 4,200,000 | 5,674,000 |
| Provision for loan losses | 30,000 | 91,000 | 201,000 | 286,000 |
| Pretax income | 908,000 | 1,956,000 | 3,084,000 | 4,248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 908,000 | 1,956,000 | 3,084,000 | 4,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,964,000 | 28,012,000 | 27,140,000 | 27,904,000 |